Business Travel Insurance – Tips and Safety Information for Business Travellers

When you are considering business travel insurance remember to always look into your options. There are many different types of travel cover so be sure you talk to your agent about all of them. One of the most common types of travel insurance will have a good cancellation policy. If for some reason your trip is delayed having an insurance policy with a delay cover option will ensure you get a reimbursement. When shopping for your travel coverage go for the policy that offers medical and emergency coverage. One of the most important things to remember when buying a policy is to always have your lost or stolen items covered.There are quite a few travel vendors that offer their own type of business travel insurance. However if that company goes bankrupt then you are no longer protected. This is why travel coverage is very important because if you want to protect your investments this is the best way to do so. Without the proper insurance you could end up losing more money than you had in the first place. Do not rush into buying a business insurance policy otherwise you may make a huge financial mistake. Understanding how your travel insurance works is also very important because it is designed to reimburse you in the event that theft or loss of documentation occurs during your business trip. How much you pay for your insurance policy will depend on which company you go with. If you have a lot invested then you should choose the maximum coverage that your insurance policy will offer you. After all, you could lose everything without protection.If you choose your policy could cover your lost or stolen to a luggage, medical expenses, accommodation or travel delays, stolen items, and any transportation to a medical facility. You can buy your travel insurance at a travel agency or online. There are even some agencies that require you to sign a waiver if you choose to go with another company. As long as you shop around you should be able to find the best deal. If you have questions about your policy be sure to ask your agent before you sign any documents. Following these tips will ensure that you get the best business travel insurance policy that there is out there. However if it doesn’t work out there are many other options out there.

By And Large, Business Travel Is Not A Pleasurable Experience

Business travel has become so common that a considerable proportion of the corporate world of America is spending more time in airplanes and hotels than on their couches or in their automobiles.According to a recent estimate, about 40 million adults in the US travel on business at least once a year to a location about 50 miles from home. More than 20 percent of the trips made by African Americans, for instance, are related to their work.Those who do not need to travel frequently on business consider business travel glamorous and exciting. However, in reality, business travel is often arduous.It is tough physically, tough on the family, and especially tough on the pockets of businesspersons who do not have the luxury of generous expense accounts to take care of their travel expenses.In addition, those who travel on business regularly, quickly wise up to the fact that a stress-free and safe journey requires the smooth functioning of a number of interconnected factors, which includes the vagaries of the weather.According to a study conducted recently, monitoring business travel trends:- 58 percent of business travel is undertaken for association meetings and conferences,- 43 percent comprising of business travel made by individuals,- and 29 percent for corporate meetings.The study also identified some of the most popular destinations within the US for business travel. They are:- Washington, D.C.,- New York,- Los Angeles/Long Beach,- Chicago,- Atlanta,- Boston,- Houston,- Minneapolis-St. Paul,- Detroit,- and Dallas.Irrespective of what the destination is, business travel is seldom an enjoyable experience. Some companies will allow their business travelers the opportunity to enjoy their travel surroundings but this is usually short lived depending on the demands of the trip.Business travelers, who have to make frequent trips, need special facilities to ease the hassles of traveling. Airlines and hotels are increasing the levels of services they provide in order to meet the growing demands of business travelers:Usually, business travelers research fares on their own and make their reservations online. According to a survey, it was found that only 32 percent of corporate travelers used the services of travel agents for their reservation needs, while the rest, 68 percent, preferred using the internet or online services to plan at least some part of their business traveling arrangements.Business travelers are usually technologically conversant; hence, choose to handle all their traveling arrangements through the Internet, limiting the necessity of having to interact with travel agents and professionals dealing with customer service.Most tourism related sites offer one-stop travel facilities for reservations of flights, booking rooms in hotels, and providing transportation on the ground.Major airlines like Delta and American have included travel-friendly features like locating cheap fares, finding economical hotel accommodation, and hiring cars on a rental basis inexpensively on their websites.Travelers, thus, can make arrangements for an entire business trip, which includes seating preferences, confirming special food requests, and a text message or e-mail verifying their flight status and information about the departure timings with a few clicks of the mouse button.
Most of these sites provide boarding passes that can be printed out and online check-ins within 24 hours of the departure of the flight.At the airport, those travelers in a hurry can take advantage of check-in kiosks in order not to have to wait in long lines, and get their boarding passes and their seating information.Frequent Flyer Miles, Automatic Upgrades, and Comfortable Seating:One of the biggest perks of traveling frequently on business is the facility of accumulating points, which can be exchanged for vacations. Travelers, therefore, are always on the look out for hotels offering generous points facilities.Frequent air travelers also favor automatic upgrades and comfort inside the airplane, such as generous legroom and additional storage facilities overhead. Business traveler programs like EliteAccess provided by Continental Airlines offer comforts like guarantees of no-middle-seat and upgrades to the first class if possible.Getting Value for Money:Companies are constantly curtailing overhead expenses by cutting down on the travel allowances they give their executives, while business travelers look for ways in which they can maximize their allowances to the fullest.For example, several hotels offer free breakfasts, while others provide complimentary facilities such as a welcoming snack or allowing their guests to make free long distance and local calls. Many hotels also offer free newspapers, tea and coffee.Feeling at Home Far Away from Home:Business travelers are so frequently away from home that they look for services that replicate their home comforts.Although hotels are selected primarily for value and location, but business travelers expect home-like comforts like high quality toiletries, comfortable bedding, choices in beverages, cable TV and films, broadband internet access, exercise and convenient check-in/out facilities, and so on.

Improving Safety in the Construction Industry

Not only does the construction industry add jobs to the economy, it is one of the most dangerous professions when rating accidents per worker in the United Sates. As such, through the years, there have been many regulations created to prevent accidents, both on and around active construction sites. According to several independent studies taken during the last decade, many construction site accidents or fatalities are completely preventable.Worksite safety should be a part of any construction company’s culture. This is the case for many companies. With the current climate in the job market though, some workers may feel pressured to work with companies whose safety track record or company culture is not what it should be in order to put food on the table. Being willing to take a dangerous job during difficult times and to make ends meet is not a new phenomenon, but in today’s day and age, one should not need to put their life in jeopardy in order to make a living wage.Unfortunately, many of these situations involve workers who do not speak English as a first language. After some investigation, sources have found that day laborers (often from other countries) are far more likely to be injured or killed in construction site accidents than those who are citizens of the United States. Many of these accidents go unreported due to fears about deportation.When evaluating your company’s culture, take a look at the following list to see how many of the statements below are true for your company to see how safety minded your company actually is.Safety-minded companies don’t believe in cutting corners.This is not a case of workers leaving out rivets in the Titanic type of accident. Companies who are safety minded make sure that the job is done, done right, and done completely. While coming in under budget is an incentive, the time and man hours lost in an accident far outweigh the time or money saved in a shortcut.Safety minded companies maintain their equipment.Since accidents around heavy equipment are one of the major causes of construction site safety failures, companies with regularly maintained equipment are more likely to have accidents than others.Safety minded companies train, train, and train again.One of the other leading causes of construction site accidents is human error. Sometimes, this happens because a worker is tired, untrained for the particular task which they have been assigned or just because workers are human and make mistakes. Looking out for employees by training often and completely can help prevent accidents.